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What do I need to apply for a HELOC?

To apply for a HELOC, you will need to provide the most up-to-date versions of the following documents:

  • Mortgage statement indicating the outstanding balance.
  • Two months’ worth of pay stubs.
  • Recent tax return.
  • Homeowner’s Insurance Policy.
  • A copy of your loan contract, which should detail your interest rate, term, and monthly payment.