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UMe’s Budgeting Resources Round-Up

Here at UMe, we’re all about our members, community, and team. We know budgeting can feel like a lot, but we’re big believers in building good budgeting skills. So, here’s a list of recent blog posts we’ve shared that could be useful for U and your loved ones:

  • Zero-Based Budgeting Being strategic about your finances is more than just placing money into investment accounts. Zero-based budgeting is a popular way to save.
  • Envelope Budgeting There are many different ways to create a budget in the UMe-verse (and beyond) – one of the simplest is envelope budgeting.
  • Budgeting for Couples Creating a foundation and maintaining a budget together is key, whether your partnership is new or you’ve been in a years-long relationship.
  • Budgeting for Roommates Splitting bills and finances with a roommate (or two) adds new layers to consider. Don’t sweat it, we’ve got U! Read on for some helpful tips.
  • Budgeting for Gig Workers If you’re a gig worker (and many people are these days, especially in So Cal) you know that budgeting can feel tricky, even though it’s very important. But rest assured, we are here to help U live your best financial life, it’s our favorite part of U+Me!
  • Budgeting and Saving While U Are in School Keeping current with financial education takes practice — and here at UMe, we totally believe U can master it! Knowing even just simple things about money is a small but important step.
  • Refresh Your Budget So U Can Save More If your budget still uses old totals and some of your spending habits from the past, it’s time for a change!
  • How to Negotiate and Save More Did U know that can negotiate some bills and possibly lower them? U might be surprised by what you can accomplish!
  • Helpful Tips To Save (More) Money Monthly Saving doesn’t have to be a struggle! We’re here to help U simplify this task, which is totally achievable with the right mindset!
  • Saving Money on a Road Trip By being mindful of your finances on the open road, U can ensure it remains affordable and sustainable.
  • Beyond Retirement: Consider Your Other Goals Retirement savings isn’t the only financial goal you should consider in your lifetime. There are other milestones that you ought to take into account as well.
  • 6 Helpful Tips For Living Within Your Means If U know us at UMe, then you know we love to help (it’s our favorite)! We believe that a little encouragement and friendly reminders really do help our members when they’re doing the work to keep within their budget!
  • Tips To Help U Save On Your Streaming Services Is it actually doable to save money while keeping up with our favorite binge-worthy shows? Yes! And we, here at UMe, are happy to share tips on how U can do it!
  • Budget Calculators From mortgage to auto loans to student expenses: Yes! UMe’s got a calculator for that.

Practice makes perfect with budgeting! Be consistent and U will be on your way to financial success.

We’re real people who really care… about U! Visit our UMe blog for more helpful tips, because U matter to Me (to all of us) at UMe! If U need more personalized help with budgeting, just give us a call, email us, or stop by our branch!


Disclaimer: U matter to Me (to all of us) at UMe — and that’s why we do our best to deliver helpful information on our blog. Please note the following: (1) UMe Credit Union works hard to make certain that the information we post here is as accurate as humanly possible. But as you know, information can change and evolve quickly. While we try to update the blog on a regular basis, the content of some older posts may not be correct or up-to-date. (2) Some destinations on the World Wide Web that we link you to will exist on external websites. UMe Credit Union does not officially endorse any connected sites, nor do/did we compensate or get compensated by any entities to be featured in our posts (unless otherwise noted). (3) Everyone’s situation is unique and we advise you to consult with our personal bankers or your finance, tax, or legal professional for advice individualized to you!