UMe’s 10 Simple Ways to Free Up Your Budget
Make More Room in Your Budget (Without Giving Up the Things U Love)
Discover real-life, practical ways to stretch your dollars and take control of your spending—while still enjoying life.
We get it—things are pricey right now. From groceries to gas to surprise expenses, sticking to your budget can feel like a full-time job.
But here’s the good news: U don’t have to give up the fun stuff to save more. With a few easy changes, U can start making your money work harder—for U.
Here are 10 simple ways to free up space in your budget, starting today:
- Rethink Your Subscriptions
Still paying for that app or streaming service you forgot about? Time for a quick audit. Cancel what you don’t use and watch those savings add up. - Check In on Your Spending
You don’t need to build a complicated spreadsheet—just look at where your money’s going. Small shifts (like skipping that $8 coffee delivery) can lead to big results. - Plan Ahead for Meals (and Snacks!)
Eating out in Burbank is fun—but can sneak up on your budget. Try planning a few meals each week to cut down on takeout and food waste. - Use What Burbank Offers
From free library programs to outdoor movie nights at UMe, there’s always something fun (and free!) going on around town. Check our Friday Round-Ups on Instagram for ideas! - Ask for a Better Deal
Yup—you can totally ask! Call your service providers to see if they offer discounts, promotions, or loyalty perks. It never hurts to try. - Set It and Forget It: Savings Edition
Automate a small transfer to savings each week—even $10 counts. It’s like giving future-U a high five. - Shop with a List
Impulse buys = budget sabotage. Jot down what you need before you hit the store (or the app). Stick to the list. Your wallet will thank U. - Go Cash-Only for Fun Stuff
Set aside a little “fun money” each month and try spending it in cash. It’s a great way to stay in control—without giving up what brings U joy. - Sell What You Don’t Use
Declutter and earn some cash? Yes please. Try resale apps or local swap events in the Valley. - Set Just One Goal
Start small—whether it’s a new phone, emergency fund, or weekend trip. One clear goal helps you stay motivated and feel progress.
At UMe, we believe every financial win matters—and that U don’t have to do it alone. Try a few of these tips and see how much more confident (and less stressed) U feel.
Ready to level up your budget game? Check out the UMe Blog for more smart savings tips, real-life advice, and money moves that work for U.
Disclaimer: U matter to Me (to all of us) at UMe — and that’s why we do our best to deliver helpful information on our blog. Please note the following: (1) UMe Credit Union works hard to make certain that the information we post here is as accurate as humanly possible. But as you know, information can change and evolve quickly. While we try to update the blog on a regular basis, the content of some older posts may not be correct or up-to-date. (2) Some destinations on the World Wide Web that we link you to will exist on external websites. UMe Credit Union does not officially endorse any connected sites, nor do/did we compensate or get compensated by any entities to be featured in our posts (unless otherwise noted). (3) Everyone’s situation is unique and we advise you to consult with our personal bankers or your finance, tax, or legal professional for advice individualized to you!