Vehicle Loans
Until we get those flying vehicles that science fiction promised us, UMe can at least help make driving more affordable.
Whether it vrooms, zooms, floats, or rolls — we can finance it!
Cars, boats, RVs, motorcycles — if it gets you from Point A to adventure, we’ve got the loan to match. With great rates, flexible terms, and perks like no payments for 90 days, your dream ride is just a click away. So go on, pick your vehicle — we’ll handle the boring money stuff.
Benefits of UMe Credit Union Vehicle Loans
Easy, Breezy, Stress-Free Financing
Car buying should be exciting — not a paperwork nightmare. UMe makes financing ridiculously easy with a smooth online process, flexible terms, and competitive rates. Whether it’s your first car, a dream upgrade, or a weekend toy, we’ll help you roll out in style.
Low Payments, More Fun Money
We’re all about keeping your budget happy. Our loans come with low monthly payments, plus financing up to 125%—so you can cover taxes, fees, or that extended warranty just in case. Bonus: no payments for 90 days on qualifying loans!
Refi & Refresh Your Ride
Not loving your current auto loan? It’s not you, it’s them. Refinance with UMe for a lower rate, better terms, or even a cash-out option to tackle other debts. Oh, and if you’re ready to fly solo, we can help you say “bye” to a co-signer, too.
Financing for Every Adventure
From four wheels to two, from lakes to open roads — UMe funds more than just cars. We’ve got loans for motorcycles, boats, and RVs, so whether you’re cruising the highway or the high seas, we’ve got your back (and your wallet).
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First-Time Car-Buyer Loans
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New & Used Auto Loans
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Auto Loan Refinances
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Motorcycle Loans
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Boat Loans
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RV Loans
Buying a Car? We’ve Got a Guide for That!
Car buying can feel like a wild ride — so we made you a roadmap! The UMe Auto Buying Guide breaks down the process into easy, manageable steps, so you can go from “Where do I even start?” to “Look at me in my sweet new ride!” in no time.
Check out each step below and get ready to roll:
- Step 1: Planning & Budgeting – Before you start test-driving, let’s talk numbers.
- Step 2: Explore & Compare Vehicle Options – What’s your perfect match? New? Used? Spaceship? (Okay, maybe not that last one.)
- Step 3: Get Pre-Approved for Your Car Loan – The key to stress-free shopping? Locking in your loan first.
- Step 4: Buy Your Car – Negotiating, paperwork, and finally getting the keys.
- Step 5: Maintaining & Refinancing Your Car – Keep it running smoothly (and maybe even save some cash).
Wherever you are in the car-buying process, we’ve got your back! 🚗💨
Credit union vehicle loan calculator
Use this simple calculator to help you determine how a car payment can fit into your budget.
★★★★★
— Reg G., Burbank, CAI just moved to Burbank and decided to go with a credit union for an auto loan. I had a wonderful experience with Maria G. She clearly explained the auto loan process clearly and was very accommodating. She followed up with emails to see how I was doing. She’s very professional and I highly recommend this credit union to my friends and family.
Ways to pay your loan
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Automatic Transfers
Automatic transfer allows you to make credit union auto loan payments on a recurring schedule, whether it’s from a UMe account or most any other financial institution.
To set up an automatic transfer, fill out our Share to Loan Transfer Form or give us a call at (818) 238-2900.
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Payroll Deduction
If you have a credit union car loan, payroll deduction is a convenient way to have your loan payments automatically deducted from your paycheck.
To find out if you’re eligible for payroll deduction, contact your employer’s benefits department. If you already have payroll deduction set up with the credit union and want to set up automatic loan payments, call us at (818) 238-2900.
Ready to hit the gas on your loan application?
DISCLOSURES
NOTE: Our approved non-franchise car dealers include: AutoWorkz, Autoland, CarMax, Enterprise, IMX Auto Sales & Leasing, MDK International, and Radical Auto.
*Payment Deferment is subject to approval and will occur in the first 90 days on new and used auto loans. New money only. Interest will accrue over the 90 days. Please call UMe Credit Union in Burbank for more information. Our number is (818) 238-2900.