How do I know if I’m a victim of identity theft?

Anyone can become a victim of identity theft. In some cases, you may not know it is happening for months or even years. The sooner you know, the better. The following are simple signs that you may be a victim of identity theft:

• Transactions that you did not authorize appear on your account statement(s).
• Your checking or savings account appears to be missing funds.
• Monthly statements or bills are no longer delivered to your home.
• You receive credit cards or billing statements for accounts for which you did not apply.
• You receive phone calls from debtors or companies regarding products your never ordered.
• Your credit report contains information for accounts you never opened or approved.
• You are denied credit, despite having a positive credit history.
• You are offered less credit terms like a high interest rate, for no apparent reason.