How does Zelle® work?

When you enroll with Zelle® through your UMe app, your name, the name of your bank/credit union, and the email address or U.S. mobile number you enrolled is shared with Zelle® (no sensitive account details are shared – those stay with UMe Credit Union). When someone sends money to your enrolled email address or U.S. mobile phone number, Zelle® looks up the email address or mobile number in its “directory” and notifies UMe of the incoming payment. We then direct the payment into your UMe, all while keeping your sensitive account details private.