Is Visa Click to Pay the same as a digital wallet like Apple Pay or Google Pay?

No, not really. Visa Click to Pay is more like a secure autofill program that keeps you from having to enter your card information over and over again, which keeps you safe from anyone trying to clone your keystrokes. (Pesky hackers!) Plus, it keeps all your info on the encrypted (that means safe under lock and key so bad guys can’t nab your info whenever they want.