So why would I want to get involved in a short sale loan, post-foreclosure loan, or a bankruptcy mortgage program?

That is a fair question! You might have been told to avoid short sales at all costs. But here’s why these special kind of loans could work in your favor:

• You might decide the home in question is the one for you and you will do anything to get it.
• You might get the home for less than the market value because the seller, lender, or trustee are keen to cut a deal and move on to greener pastures.
• Your funds don’t need to be “seasoned,” which means the cash you gather for your down payment and closing costs doesn’t need to have been sitting in your account (just chilling!) for months in advance. 

Feel free to reach out to one of our home loan gurus to find out if a little bit of extra effort could be worth the reward!